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The Gunny’s List & The Gunny’s Wife’s List

December 23, 2013

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Teri Peters @hipEchik·

I don't know. The problem is not just the pricing at the provider's but with the actual cost of insurance. And that's gone up due to the govt regulations still in place. I'm still paying for pediatric dental, for example, but for other people's kids.

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Teri Peters @hipEchik·

That stay is a loss for them but they are making money on other patients with a capitated rate and who is low maintenance. They make up the losses in volume. For now at least. When the boomers continue to age, the caps will go up I suppose? I don't know.

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Teri Peters @hipEchik·

Nor can I and if I was young with no home or biz, I'd do this. But as is, it could bankrupt us with one accident or catastrophic illness.

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Teri Peters @hipEchik·

I'm going to read about HSA's but not even sure that will help me, or everyone. Will they help a sm biz owner who buys on the individual market? And how do I budget for an HSA? Is it use it or lose it? I've no knowledge of HSA's at all.

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Teri Peters @hipEchik·

I don't think we are going back to the old indemnity PPO plans.

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Teri PetersFollow

Teri Peters @hipEchik·

I don't know. The problem is not just the pricing at the provider's but with the actual cost of insurance. And that's gone up due to the govt regulations still in place. I'm still paying for pediatric dental, for example, but for other people's kids.

Reply on Twitter Retweet on Twitter Like on Twitter Twitter

Teri Peters @hipEchik·

That stay is a loss for them but they are making money on other patients with a capitated rate and who is low maintenance. They make up the losses in volume. For now at least. When the boomers continue to age, the caps will go up I suppose? I don't know.

Reply on Twitter Retweet on Twitter Like on Twitter Twitter

Teri Peters @hipEchik·

Nor can I and if I was young with no home or biz, I'd do this. But as is, it could bankrupt us with one accident or catastrophic illness.

Reply on Twitter Retweet on Twitter Like on Twitter1 Twitter

Teri Peters @hipEchik·

I'm going to read about HSA's but not even sure that will help me, or everyone. Will they help a sm biz owner who buys on the individual market? And how do I budget for an HSA? Is it use it or lose it? I've no knowledge of HSA's at all.

Reply on Twitter Retweet on Twitter Like on Twitter Twitter

Teri Peters @hipEchik·

I don't think we are going back to the old indemnity PPO plans.

Reply on Twitter Retweet on Twitter Like on Twitter1 Twitter

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